This app is pretty amazing. I check it too often, but it got me thinking about how to allocate my capital.
https://www.investopedia.com/terms/c/cd-ladder.asp
3 Financial Buckets
1. Liquidity - cash and CDs, near term expenses ~ $10K. Hold in checking, what you'll need for the month. Overdraft protection in Money Market and Share Account.
2. Stay Rich Bucket - SP500
3. Get Rich Bucket - Moonshots
Create Google Sheet of CDs. One for every month. Shop best rate and sell the worst rate if money is needed. Open up CD Ladder on TDAmeritrade.
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